Terms of Service
Last updated: September 26, 2026
These Terms of Service ("Terms") govern your use of Life Quote App (the "Service"), operated by Life Quote App ("we," "us," or "our"). By using the Service, you agree to these Terms. If you do not agree, do not use the Service.
Eligibility
You must be at least 18 years old and able to form a binding contract to use the Service.
Your Account
You sign in using a third-party provider such as Google. You are responsible for activity that occurs under your account and for keeping your sign-in credentials secure. Let us know right away if you suspect unauthorized use.
Quotes Are Estimates
Quotes shown in the Service are estimates based on the information you provide. They are not offers of insurance, do not guarantee coverage, and may differ from final pricing. Actual eligibility and premiums are determined by the insurance carrier after its underwriting process.
Life Quote App is not an insurance company. Nothing in the Service is financial, legal, or tax advice.
Acceptable Use
You agree not to:
- Provide false or misleading information.
- Use the Service for any unlawful purpose.
- Attempt to access, probe, or disrupt the Service or its systems without authorization.
- Scrape, copy, or resell the Service or its content without our written permission.
Privacy
Our Privacy Policy explains how we collect and use your information. By using the Service, you agree to those practices.
Intellectual Property
The Service and its content, features, and design are owned by Life Quote App and protected by applicable laws. We grant you a limited, non-exclusive, non-transferable license to use the Service for your personal, non-commercial use.
Termination
You may stop using the Service at any time. We may suspend or end your access if you violate these Terms or if we discontinue the Service.
Disclaimers
The Service is provided "as is" and "as available" without warranties of any kind, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.
Limitation of Liability
To the fullest extent permitted by law, Life Quote App will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising from your use of the Service.
Governing Law
These Terms are governed by the laws of Illinois, without regard to its conflict of law rules.
Changes to These Terms
We may update these Terms from time to time. When we do, we will change the "Last updated" date above. Continued use of the Service after changes take effect means you accept the updated Terms.
Contact Us
Questions about these Terms? Contact us at brian@lifequoteapp.com.